Not sure which insurance plan is right for you?
Answer a few quick questions and I'll help you figure it out. No jargon. No pressure. Just an honest conversation.
Protecting Filipino families, one plan at a time.
Free · Takes 2 minutes
Licensed
Pru Life UK FA
10+
Plans to match you
< 24 hrs
Average response time
100%
Free consultation
Why Plan with Louis?
I'm here to make insurance feel less intimidating — and actually a little exciting.
Personalized advice
No templates, no quota-chasing. Your recommendation is built around your actual goals, timeline, and budget — not someone else's.
No pushy sales
We know the stereotype — the agent who won't take no for an answer. That's not how this works. Take your time, ask anything, and reach out only when you're ready.
Backed by Pru Life UK
Pru Life UK is one of the Philippines' most trusted insurers with over 30 years of protecting Filipino families — and billions paid out in claims.
Your Financial Advisor
Hi, I'm Louis! 👋
I'm a licensed Financial Advisor under Pru Life UK, proudly based in Cebu. I got into this because I've seen firsthand how one unexpected moment — an illness, an accident, a loss — can turn a family's world upside down. I didn't want that to happen to the people I care about, and I don't want it to happen to yours either.
I know insurance has a reputation for being complicated and pushy. So I built this the other way around — you explore at your own pace, I give you honest answers, and we only move forward when you're ready. No scripts. No pressure. Just two Filipinos figuring out the best plan for your family.
Here's how it works
Answer 5 quick questions
Tell me a little about your goals, timeline, and budget. No personal info needed.
Get your recommendation
I'll match you with the Pru Life UK product that fits you best.
Chat with Louis
If something clicks, send me a quick message. We'll talk it through — no script, no sales pitch.
Why get covered now?
Life can change in an instant. Here are moments when Filipinos wish they had a plan in place sooner.
The breadwinner
"If something happened to me tomorrow, how would my family pay the bills?"
Your family depends on you. A life plan makes sure they're covered — even if you can't be there.
The new parent
"My child just changed everything. I want to give them the best future possible."
The earlier you start, the less you pay — and the more it grows for them.
The go-getter
"I'm earning well now, but I want my money working for me — not just sitting in a bank."
A VUL plan lets your money work as hard as you do — protection and growth in one.
Let's bust some insurance myths
These beliefs keep a lot of Filipinos from getting protected. Let's set the record straight.
Myth
"Insurance is only for rich people."
Reality
Plans can start at less than ₱100 a day — cheaper than your daily Grab coffee or milk tea. Protecting your family doesn't have to break the bank.
Myth
"Bata pa naman ako. I'll get it later."
Reality
That's exactly why now is the best time. The younger and healthier you are, the lower your premium — locked in for life. Waiting costs more, and your health can change when you least expect it.
Myth
"Insurance companies never actually pay out."
Reality
Pru Life UK has been paying out claims for 30+ years in the Philippines and is regulated by the Insurance Commission. Your policy isn't just a promise — it's a legal contract they're bound to honor.
Is this for you?
Hindi mo kailangang may alam na. If any of these sound familiar, it's worth a conversation.
I'm the one my family counts on — parents, kids, or siblings.
I have kids, or I'm planning to start a family.
I want my ipon to actually grow, not just sit in a savings account.
One big hospital bill could wipe out everything I've saved.
If I stopped working tomorrow, my family wouldn't know what to do.
I don't have a real backup plan if something unexpected happens.
Kahit isa lang — that's reason enough to have a plan.
Magkano ba talaga?
₱100
a day can already protect your whole family.
Questions you might have
No jargon. Just honest answers.
Still have questions? Take the quiz and Louis will follow up personally.
Here's what happens when you reach out
01
Louis goes through your quiz results
No need to repeat yourself. He already has context on your goals, budget, and timeline before you even talk.
02
He reaches out within 24 hours
A quick, no-pressure chat. Think of it as a conversation with a friend who happens to know insurance — not a sales call.
03
You get real clarity
You'll know exactly what plan fits you, how much it costs, and what the next step looks like. Zero obligation.
Ready to protect what matters most?
Takes less than 2 minutes. No commitment, no pressure — just a plan made for you.